Lyric discussion by dragline 

Cover art for Cool Whip lyrics by Ben Folds Five

yeah i think its fairly obvious, other than these lines:

"It seems that I'm the only one who's immune No little girl's gonna tell me what to do"

i think the narrators pissed that all his friends are doing the same thing, and he thinks that a woman wouldnt do that to him.

whether thats because he hasnt met the right girl, or he cant get a girl and is bitter or if he really is immune, who knows.