South City Midnight Lady Lyrics

Lyric discussion by taverner 

Cover art for South City Midnight Lady lyrics by Doobie Brothers, The

I'm not sold on "midnight lady" meaning she's a CSW. She could have been a woman he met at a bar (drinking cheap whisky) and they went back to his place. He's got the shakes (it's obviously he's an alcoholic) and he can't sleep. So he smokes a cigarette and really likes the girl he met at the bar.