I've got quite a different interpretation than it seems others have taken here. First, she uses third person to describe Eighty-Six Charlie. This suggests that she is not speaking to Charlie. Charlie "Asked me to make an exception." To me, I think Charlie is asking her to come back to him even though he cheated on or did something wrong to her, maybe just dumped (eighty-sixed) her. Charlie asks her "if it's not too late," to take him back.
The part where I vary from others is this. I think she's speaking to her current love interest. She says "I'll never forget you," to tell that person that she is going to go back to Charlie. The part that convinces me that this is the case is when she says to this person "You make things so easy." She couldn't be saying that to Charlie. He surely doesn't make things easy, but that insecurity has probably increased her passion for Charlie and that stability probably reduced her passion for the current relationship. She will never forget because she's finally been treated right, but she is going to go back to Charlie anyhow. She ends with "It's not too late because..." That isn't Charlie's request but her response.
I've got quite a different interpretation than it seems others have taken here. First, she uses third person to describe Eighty-Six Charlie. This suggests that she is not speaking to Charlie. Charlie "Asked me to make an exception." To me, I think Charlie is asking her to come back to him even though he cheated on or did something wrong to her, maybe just dumped (eighty-sixed) her. Charlie asks her "if it's not too late," to take him back.
The part where I vary from others is this. I think she's speaking to her current love interest. She says "I'll never forget you," to tell that person that she is going to go back to Charlie. The part that convinces me that this is the case is when she says to this person "You make things so easy." She couldn't be saying that to Charlie. He surely doesn't make things easy, but that insecurity has probably increased her passion for Charlie and that stability probably reduced her passion for the current relationship. She will never forget because she's finally been treated right, but she is going to go back to Charlie anyhow. She ends with "It's not too late because..." That isn't Charlie's request but her response.