Lyric discussion by sensitivekid 

Cover art for Wallet lyrics by Regina Spektor

When I hear this song, I think of a faint memory I have from when I was very little. I think it was an educational event, or maybe just my teacher asking the class a moral question: what would you do if you found a lost wallet? They told us if you did, you should return it. I don't think I quite knew what I would do, because I was young and all I could understand was that there are valuable things in a person's pocket. I've never found anyone's wallet before but now I say I would return it. I couldn't steal something when I look through the contents and see "pictures of your small family" without thinking that the person I'm stealing from has a life, and a family, and that the same thing could happen to me some day. I like the way she ends the song, "you'll never know me, I'll never know you, but you'll be so happy when they call you up" It feels like, well, when I think about what's in it for me if I return your wallet to you, materialistically there is nothing. But at least I know that what I'm doing is going to make someone out there really happy.

This may not be what Regina meant, but it's just what this song reminds me of.