Lucy

I'm sure that this is not what Nick intended or even how he sees it, but this song makes me think of Dracula- you know Lucy Westenra from Bram Stoker's classic Dracula. You know when she dies (really comes back as a vampire) but I imagine this song of her fiance dreaming about her... or perhaps she visits him...

First verse would refer to the fact that it is night, she's dead and so it's 'the end of love'.. Second verse, talking about her beauty above him, dressed in white- refering to the white funeral shroud..

Now the bell-tower is ringing And the night has stole past O Lucy, can you hear me? Wherever you rest

They used to ring the bells when people died.. pretty obvious.. and night is gone, so she has to return to her grave, 'wherever you rest' refering to that...

The whole song just seems to refer to that to me... Of course it's probably not this particular Lucy... But perhaps just a Lucy that died and her lover is mourning her, maybe she visits before she 'passes on'...

Anyway that's how I interpret it...