Lyric discussion by anythingelse 

Cover art for Piggy Bank lyrics by Never Shout Never

This is one of my favorite songs from 'Harmony'. I think it's basically him saying that he's thrilled the girl he's with isn't obsessed with material things, regardless of whether or not he had a lot of money or not. Also, I think he's saying that he's happy she's okay with doing simple things instead of extravagant events and such.