Lyric discussion by WyattQ 

Cover art for A Call To Arms lyrics by 30 Seconds to Mars

You used credit cards during the holiday season, didn't you? Admit it! Well, I did too. I think a lot of people are guilty. The thing is that I always budget for paying off <a rev="vote for" title="How to Cope with Holiday Debt" href="http://personalmoneystore.com/moneyblog/2010/01/19/cope-holiday-debt/ ">holiday debt</a> afterwards, because those Black Friday savings will be negated by interest. I don't get any Starbucks (it kills me!) and I cut a few other things until I have paid off all the holiday shopping I did by March. No using credit until then — no cards, no payday loans, no nothing; I budget for everything. It’s great to give gifts, but you shouldn't break your back doing it.