Lyric discussion by whachumacallit 

Cover art for Gardenia lyrics by Stephen Malkmus and the Jicks

i think the line, "i want to live in" is actually "walter lippmann."

also, "it's like we're at a ponzi scheme now" i think is, "it's like we're at a ponzi scaminar." the play on words at the end makes the next line make sense.

i think the song is by a guy who thinks too much when it comes to girls. he wants to ask a girl out and is going wild on the scenarios trying to convince himself it's not worth it. what it really he is that he's just afraid of rejection and just hangs back because of it.