Lyric discussion by sundowner120 

Cover art for Mr. Whirly lyrics by Replacements, The

Actually, most of the song is based of "Oh! Darling!" by The Beatles.

Although I have no idea what the lyrics are about, it is clear that The Replacements have a been influenced by The Beatles in a big way. They use 3 of the Beatles songs here:

Strawberry Fields Forever The Twist Oh! Darling!

Not to mention that they named one of their albums Let It Be, a clear reference to The Beatles album and song.