Lump Sum Lyrics

Lyric discussion by Coow 

Cover art for Lump Sum lyrics by Bon Iver

I think it's about his retreat he took to his cabin in Wisconsin when he wrote this album. He's talking about how he traded his every day life for the life of living by himself in a cabin (Lump Sum: Refers to taxes, A settlement option where the beneficiary receives the entire proceeds of a policy at once rather than in installments) . I think the metaphors are a bit broad and tricky to know exactly what he means but he hopes to find his home by "trading his red horse". Justin said he wanted to "hibernate". The ending line "We will see when it gets warm" is sort of like "we'll see if this was a good idea or not after Winter, when I go back home".