The first verse is his comparing their fights to a credit line. Everytime he does something stupid, it's like it's clocked into his account in the relationship, and when he has done enough stupid things, or gone over his limit, that's when she'll probably break up with him. The interest rates thing refers to how it gets harder to make up after every new stupid thing he does.
The first verse is his comparing their fights to a credit line. Everytime he does something stupid, it's like it's clocked into his account in the relationship, and when he has done enough stupid things, or gone over his limit, that's when she'll probably break up with him. The interest rates thing refers to how it gets harder to make up after every new stupid thing he does.