bag full of oily rags, fifty cent lighter
dreams of retirement in Cancun burning ever brighter
there's a lot of ways to make money in this world
but i can't recommend insurance fraud.

burned out shell of a Volkswagen,
blood stains on the driveway,
torn up Mercedes, by the side of the highway
big plans, big plans
let me tell you something sister,
you will never get away with it.

you were sitting in the recliner with the TV on,
when you said something evil and then you were gone,
explosives in the water main,
a blown fuse
college graduation photograph
splashed all over the six o'clock news
i won't be cashing in your policy,
'til i find out what it is you're trying to do to me.


Lyrics submitted by shewouldnt

Insurance Fraud #2 song meanings
Add Your Thoughts

4 Comments

sort form View by:
  • +3
    General Comment

    I don't think he means "sister" literally.

    This is a song about denial.

    The guy and his wife used to joke about burning down their house and retiring to Cancun with the money.

    One night they have a fight, she leaves, and wrecks the car. Instead of mourning her, he gets angry, insisting she faked her death.

    Michael Fureyon June 13, 2008   Link

Add your thoughts

Log in now to tell us what you think this song means.

Don’t have an account? Create an account with SongMeanings to post comments, submit lyrics, and more. It’s super easy, we promise!

More Featured Meanings

Album art
Standing On The Edge Of Summer
Thursday
In regards to the meaning of this song: Before a live performance on the EP Five Stories Falling, Geoff states “It’s about the last time I went to visit my grandmother in Columbus, and I saw that she was dying and it was the last time I was going to see her. It is about realizing how young you are, but how quickly you can go.” That’s the thing about Geoff and his sublime poetry, you think it’s about one thing, but really it’s about something entirely different. But the lyrics are still universal and omnipresent, ubiquitous, even. So relatable. That’s one thing I love about this band. I also love their live performances, raw energy and Geoff’s beautiful, imperfectly perfect vocals. His voice soothes my aching soul.
Album art
Dreamwalker
Silent Planet
I think much like another song “Anti-Matter” (that's also on the same album as this song), this one is also is inspired by a horrifying van crash the band experienced on Nov 3, 2022. This, much like the other track, sounds like it's an extension what they shared while huddled in the wreckage, as they helped frontman Garrett Russell stem the bleeding from his head wound while he was under the temporary effects of a concussion. The track speaks of where the mind goes at the most desperate & desolate of times, when it just about slips away to all but disconnect itself, and the aftermath.
Album art
Magical
Ed Sheeran
How would you describe the feeling of being in love? For Ed Sheeran, the word is “Magical.” in HIS three-minute album opener, he makes an attempt to capture the beauty and delicacy of true love with words. He describes the magic of it all over a bright Pop song produced by Aaron Dessner.
Album art
Punchline
Ed Sheeran
Ed Sheeran sings about missing his former partner and learning important life lessons in the process on “Punchline.” This track tells a story of battling to get rid of emotions for a former lover, whom he now realized might not have loved him the same way. He’s now caught between accepting that fact and learning life lessons from it and going back to beg her for another chance.
Album art
Plastic Bag
Ed Sheeran
“Plastic Bag” is a song about searching for an escape from personal problems and hoping to find it in the lively atmosphere of a Saturday night party. Ed Sheeran tells the story of his friend and the myriad of troubles he is going through. Unable to find any solutions, this friend seeks a last resort in a party and the vanity that comes with it. “I overthink and have trouble sleepin’ / All purpose gone and don’t have a reason / And there’s no doctor to stop this bleedin’ / So I left home and jumped in the deep end,” Ed Sheeran sings in verse one. He continues by adding that this person is feeling the weight of having disappointed his father and doesn’t have any friends to rely on in this difficult moment. In the second verse, Ed sings about the role of grief in his friend’s plight and his dwindling faith in prayer. “Saturday night is givin’ me a reason to rely on the strobe lights / The lifeline of a promise in a shot glass, and I’ll take that / If you’re givin’ out love from a plastic bag,” Ed sings on the chorus, as his friend turns to new vices in hopes of feeling better.