Lyric discussion by poetogethr 

If to borrow is to take and not return I have borrowed all my lonesome life

**The song starts off by rethinking the nature of borrowing. In the context of this song, I believe the singer is referring to how he borrows love. To him, borrowing means taking someone's love but never offering his own; instead, when he is done, he gives everything back and leaves.

And I can't, no I can't get through The borrower's debt is the only regret of my youth

**He regrets never trying to share his love.

And believe me it's not easy when I look back Everything I took got soon returned

**His memories are filled with people who offered to share love, or some type of experience, but to them he was never able to offer anything back.

Just to be at Innisfree again All of the sirens are driving me over the stern

**He's going mad longing for that time when he didn't care.

In the street one day I saw you among the crowd In a geometric pattern dressed Gleaming white just as I recall Old as I get I will never forget it at all Gleaming white just as I recall Old as I get I will never forget it at all

**He'll always remember the girl who he thought he could love but never did. He'll always remember how she is just another person who gave him her love, and how he always viewed their situation as temporary and eventually gave back what he was borrowing. He knows that he has hurt people.

@poetogethr There's nothing to suggest the person in the dress was a woman. Does it matter?

@poetogethr I love your interpretation because it speaks to me so well

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