My bed times whenever I want,
But lately I can’t sleep so I don’t,
I don’t feel like a grown up, I’m scared to try it on my own.

The bank says they’ll give me some dough,
Paid back with interest I know,
Richard I don’t understand why I need a loan.

I’m glad that I’m thirty years old,
Not 29 with 12 more months to go,
Cause all that waiting can make a man grow old.



Lyrics submitted by Foibles

Richard, I Don't Understand Why I Need a Loan song meanings
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